We Buy Properties
Consider these two options:
1. Receiving only 50% of your property's value in cash now
OR
2. Seizing the opportunity to earn 100% to 125% of its worth in cash, while also collecting passive income each month for the next few years.
What is Creative Financing and why should you consider it?
Creative financing opens a world of possibilities for homeowners, offering innovative pathways to sell your property that transcends traditional methods.
Higher Purchase Price: Get more $$$ for your house than on the MLS
Tax Savings: Spread income over the years to lower your tax rate and save money.
Lower Costs/No Fees: Skip the agent to cut commission fees up to 6%, reducing your selling expenses.
Passive Income: Convert your sale into ongoing CASH income you receive over time.
Faster Sale: Speed up the process with direct, no-hassle transactions, moving you forward quickly.
Types of Creative Financing Methods
* Seller Finance / Owner Finance / Seller Carry Back
With seller financing, you become the bank for your buyer, making it easier to sell your property fast. Plus, you get to earn regular income, like getting a monthly paycheck, from the payments your buyer sends you. It's a smart, simple way to sell and keep earning.
* Subject To aka "SubTo"
Selling your home "Subject To" means you let the buyer pay your mortgage, making selling as easy as passing the baton. It’s a quick, no-fuss way to move on without the mortgage shuffle!
Pros to selling "SubTo"
Cons to selling "SubTo"
Get Full Price: Sell for every penny your home's worth.
Boost Your Credit: Our timely payments make your credit score shine.
No Fees, Period: Say goodbye to agent fees, we’ve got them covered.
Skip Closing Costs: We handle all closing costs, so you don't have to.
Keep Your Gains: Enjoy your profits without worrying about capital gains tax.
Fast Forward Sale: No waiting around for buyers, we move quick.
Easy As-Is Sale: No staging needed, sell your home just as it is.
Your Privacy Matters: Forget the open house crowds; we keep it private.
No Fix-Up Hassle: Sell without a single repair.
Price Promise: We stick to the price, no haggling necessary.
Quick Loan OKs: We cut through the loan approval wait.
No Lowball Worries: We protect you from those undervalue offers.
Clear Your Debts: We sort out any owed payments or liens upfront.
Stop Foreclosure Fast: We help dodge foreclosure and protect your credit.
Credit Care: We're here to keep your credit looking good.
Be the Bank: Shift from homeowner to earning interest like a bank.
Keep Earning: After the mortgage is done, you could keep getting checks.
Monthly Money Potential: Imagine getting a monthly bonus, just from us.
Safe & Secure: Our deed agreement protects you if things go sideways.
Mortgage Stays With You: Your name stays on the mortgage even after handing over the keys.
Waiting Game for a New Home: Your debt-to-income (DTI) ratio only gets a partial break of 75% at first, taking a full year to finally free you from the old debt.
Flexible Yet Firm Move-Out: No pressure to move out instantly, but you'll need to be moved out by the time escrow wraps up. And to nudge you along, we might just keep a slice of your sale proceeds until you're fully out.