We Buy Properties

Consider these two options:

1. Receiving only 50% of your property's value in cash now

OR

2. Seizing the opportunity to earn 100% to 125% of its worth in cash, while also collecting passive income each month for the next few years.

What is Creative Financing and why should you consider it?

Creative financing opens a world of possibilities for homeowners, offering innovative pathways to sell your property that transcends traditional methods.

  • Higher Purchase Price: Get more $$$ for your house than on the MLS

  • Tax Savings: Spread income over the years to lower your tax rate and save money.

  • Lower Costs/No Fees: Skip the agent to cut commission fees up to 6%, reducing your selling expenses.

  • Passive Income: Convert your sale into ongoing CASH income you receive over time.

  • Faster Sale: Speed up the process with direct, no-hassle transactions, moving you forward quickly.

Types of Creative Financing Methods

* Seller Finance / Owner Finance / Seller Carry Back

With seller financing, you become the bank for your buyer, making it easier to sell your property fast. Plus, you get to earn regular income, like getting a monthly paycheck, from the payments your buyer sends you. It's a smart, simple way to sell and keep earning.

* Subject To aka "SubTo"

Selling your home "Subject To" means you let the buyer pay your mortgage, making selling as easy as passing the baton. It’s a quick, no-fuss way to move on without the mortgage shuffle!

Pros to selling "SubTo"

Cons to selling "SubTo"

  1. Get Full Price: Sell for every penny your home's worth.

  2. Boost Your Credit: Our timely payments make your credit score shine.

  3. No Fees, Period: Say goodbye to agent fees, we’ve got them covered.

  4. Skip Closing Costs: We handle all closing costs, so you don't have to.

  5. Keep Your Gains: Enjoy your profits without worrying about capital gains tax.

  6. Fast Forward Sale: No waiting around for buyers, we move quick.

  7. Easy As-Is Sale: No staging needed, sell your home just as it is.

  8. Your Privacy Matters: Forget the open house crowds; we keep it private.

  9. No Fix-Up Hassle: Sell without a single repair.

  10. Price Promise: We stick to the price, no haggling necessary.

  11. Quick Loan OKs: We cut through the loan approval wait.

  12. No Lowball Worries: We protect you from those undervalue offers.

  13. Clear Your Debts: We sort out any owed payments or liens upfront.

  14. Stop Foreclosure Fast: We help dodge foreclosure and protect your credit.

  15. Credit Care: We're here to keep your credit looking good.

  16. Be the Bank: Shift from homeowner to earning interest like a bank.

  17. Keep Earning: After the mortgage is done, you could keep getting checks.

  18. Monthly Money Potential: Imagine getting a monthly bonus, just from us.

  19. Safe & Secure: Our deed agreement protects you if things go sideways.

  1. Mortgage Stays With You: Your name stays on the mortgage even after handing over the keys.

  2. Waiting Game for a New Home: Your debt-to-income (DTI) ratio only gets a partial break of 75% at first, taking a full year to finally free you from the old debt.

  3. Flexible Yet Firm Move-Out: No pressure to move out instantly, but you'll need to be moved out by the time escrow wraps up. And to nudge you along, we might just keep a slice of your sale proceeds until you're fully out.

Seller Finance / Owner Finance / Seller Carry Back - Explained

Subject To or "SubTo" - Explained

Are you still undecided if Subject To is right for you?

Here are the Pros vs Cons of "SubTo"

10 Benefits to the Seller on Seller Finance

Full Breakdown of Buying a House SubTo

Excited to start the process and get an up to 120% value offer for your property. Submit the seller inquiry form below, and let’s start this exciting journey together. We'll reach out soon with the next steps!

Got questions? Check out our

or complete the seller inquiry form—we're here to happily answer any queries you might have.

Seller Inquiry